Auto accidents are common in Texas and can happen to anyone. If you want to protect your rights after being injured in a car accident, you have to know the state laws. It is important to understand that every case is unique and has its own points, but the process and basic steps remain the same. If you get involved in an accident, the first step should be about contacting emergency services. Once you get medical assistance, consider hiring a Houston car accident attorney, who can advise further on the course of action. In this post, we are sharing more on the car accident laws in Texas.
Texas is a “fault” state
In simple words, this means that the fault of a party in causing the auto accident will be considered for deciding the compensation amount. This is different from no-fault law that is valid in other states, where the insurance company provides compensation, regardless of who is at fault. In Texas, all drivers are required to carry a minimum insurance coverage of $30,000 per person for bodily injury, besides minimum coverage of $60,000 per accident. Drivers are also required to carry minimum liability coverage of $25,000 for property damage. In case an accident happens and the concerned driver is found at fault, their insurance company will pay compensation to the other party, so as to cover their losses, such as medical bills and loss of wages.
Statute of limitations
If you believe that you have a valid personal injury lawsuit against the other party because of issues like reckless or distracted driving, you have to act as per the statute of limitations. In Texas, the statute of limitations allows the victim to file the lawsuit within two years from the date of the accident. In case the claim is against a government entity, the deadline is shorter, typically not extending 90 days.
Comparative fault in Texas
What happens when two parties have a role in causing the accident? A victim can still get compensation under comparative fault rules in Texas, as long as their fault in the accident is less than 50%. The court will investigate in matter and determine the extent of fault of each party involved.
If you don’t want to get confused with the laws and want someone to represent you in the case for protecting your rights and interests, you should consider hiring a lawyer right after the accident.
