Protect Personal Belongings Outside the Home
Whether renting or owning a home, it is possible to protect personal belongings and other valuables while outside the home. That includes cash, mobile phones, laptops and other belongings that you often carry outside of the home. Cameo Insurance Los Angeles carries a wide range of insurance protection for personal belongings. Whether you own or rent your home, homeowners insurance and renters insurance can insure your valuables and limit any damages you might incur while going about your normal day. That includes damages from theft, accidental loss or other causes that occur while you are running errands and completing your daily routine.
Protection via Homeowners Insurance
Homeowners insurance generally provides a basic level of protection for all of your valuables, whether or not they are located outside your home. In many cases, a standard policy might have coverage of $2,500 or more on valuables inside and outside your home. That often will cover costs related to losses you suffer while you are outside your home. If someone reaches into a purse and steals a paycheck or other valuable item, your homeowners insurance could cover some or even all of that loss, up to policy limits. If you need additional insurance protection, policies can be modified to include higher amounts for costlier valuables, like expensive jewelry.
Protection via Renters Insurance
You do not have to own a home to insure valuables outside your home. Renters insurance can do the same thing, and often for much less than you might pay for a homeowners insurance policy. Renters insurance generally includes provisions for protecting personal belongings and other valuables while you are running your errands. If someone steals money from your purse, your renters insurance might cover that. The same goes for s stolen children’s bicycle and other commonly lost items. Renters insurance is a very affordable level of protection for
Learn which Plan is Best for You
Cameo Insurance Los Angeles offers a wide range of insurance protection for personal belongings via homeowners insurance and renters insurance. The right plan depends on the types of valuables owned and the level of protection you want to provide. Some items are truly irreplaceable, but still receive insurance protection to mitigate their loss. Valuable art and antiques are good examples. Cameo Insurance can ensure you have the proper level of protection so your valuables are covered in the event of a sudden and unexpected loss. When personal belongings get stolen, sentimental value generally is the only thing that you can’t get covered.
